As we move through different stages of life, our care needs change—and sometimes, government-funded services don’t fully meet those needs. Whether it’s the waitlists, limited hours, strict eligibility, or gaps in what's covered, many Australians are left looking for flexible, high-quality support that fits their lives—not the other way around. 

That’s where private care comes in. 

At Lumia Care, we believe everyone deserves support that honours their independence, preferences, and pace. Private care isn’t about replacing government services—it’s about filling the gaps with dignity, choice, and continuity. 

What Is Private Home Care? 

Private home care refers to healthcare and support services paid for directly by individuals or families, rather than through government programs like Home Care Packages (Transitioning to Support at Home), National Disability Scheme, or Commonwealth Home Support Program.

With private care, you can: 

• Decide exactly what support you receive 

• Choose when and how often care is delivered 

• Select caregivers that align with your preferences 

• Avoid long assessment wait times or rigid package rules 

Whether it’s personal care, clinical nursing, household help, or companionship—private care is responsive, flexible, and built around your lifestyle. 

Who Might Choose Private Care? 

Private care can be the right choice for many different reasons—perhaps you’re not eligible for government-funded services, still waiting for a package to be approved, or you simply need more support than your current funding allows. It’s also ideal for urgent or short-term care needs, or when you want more say over who provides your care and when. 

For many, it’s not about luxury—it’s about timely, reliable, and personalised care. 

Everyday Situations Where Private Care Just Makes Sense 

Private care provides practical support when the system can’t move fast enough, or when care needs fall outside standard service models. Here are a few examples that reflect the real decisions many individuals and families face: 

Margaret: Adding to Government Support 

Margaret, 84, receives a government-funded Home Care Package. But as her arthritis progressed, the hours and services available through her package weren’t quite enough. By engaging private care to fill the gap, she was able to stay comfortably at home, maintain her routine, and avoid the stress of waiting for reassessment. 

James and Lily: Urgent Respite Support 

James is the primary carer for his wife, Lily, who has early-onset dementia. When James suddenly became unwell and needed rest, private care allowed Lily to stay safely in their home with experienced support—giving James the break he needed, without disruption. 

Helen’s Family: Support During Palliative Care 

Helen’s family wanted her final months to be spent at home, surrounded by loved ones. While their package provided some support, it didn’t cover the level of clinical care she needed. Private nursing services helped manage her comfort and dignity at home, allowing the family to focus on their time together. 

Why Private Care? 

Private care provides more than just service—it offers reassurance, control, and support when it matters most. It removes delays and allows people to receive help on their own terms. 

Key benefits include: 

• No waitlists or eligibility barriers 

• Personalised care plans tailored to your goals 

• Flexible scheduling that suits your lifestyle 

• Access to qualified nurses, allied health professionals, and support workers 

• Familiarity and continuity with the same trusted team 

• Immediate support during life changes or emergencies 

It also offers an alternative to gig-style care platforms, giving you peace of mind that your support is clinically governed and consistently delivered. 

Care That Supports Your Independence—On Your Terms 

Private care can be a turning point. Whether it’s short-term support after surgery, help caring for a loved one, or an ongoing need for everyday assistance, it offers the freedom to choose the care that fits your life—not just what’s available. 

At Lumia Care, we bring more than 66 years of clinical experience to every home we visit. Our approach is respectful, compassionate, and personalised—designed to help you stay well, stay independent, and stay in control of your care journey. 

If you're exploring options for yourself or a family member, we're here to guide you—without pressure, and with genuine care. 

Get in touch today to learn how Lumia Care’s private care services can support you where it matters most.