Home Care Package Levels
Helping You Live Independently at Home with Government-Funded Support
If you’re looking into Home Care Packages, you might be organising care for yourself, a parent, or a loved one. Whether you're planning ahead or needing support right now, understanding the different levels of care available can help you make the best choice.
At Lumia Care, we’re all about helping you live life your way—staying independent, comfortable, and in control of your own home and routine.
In Australia, the government provides Home Care Packages (HCPs) to help seniors stay in their own homes for as long as possible while receiving the support they need. This means you can keep living in familiar surroundings, stay connected to your community, and maintain your independence, all with the right level of care.
Lumia Care understands that as we age, safety and well-being become just as important as independence. That’s why we offer comprehensive Home Care Packages designed to give you the support you need—whether it’s occasional help with daily tasks or more hands-on personal and nursing care. With over 66 years of experience in the healthcare industry, we are committed to providing high-quality, personalised services to suit every lifestyle and care need.
Why Choose Lumia Care for Your Home Care Package?
When it comes to in-home care, choosing the right provider makes all the difference. At Lumia Care, we focus on flexibility, quality, and community engagement to ensure that your care experience is tailored to your lifestyle and evolving needs.
Flexible Support
Whether you need help a few hours a week or daily assistance, we adjust our services to match your changing circumstances
Highest Standards of Care
We adhere to strict quality and safety regulations, ensuring that you receive reliable and professional support at all times
More than just care - Community Connection
Staying social is important. We encourage community participation by organising and supporting social activities, outings, and events, helping you stay connected and engaged
Switching Providers? Starting a New Package?
Whether you’re applying for your first Home Care Package or considering a provider switch, our team will make the transition seamless and stress-free. Once you’re onboard, we’ll work with you to create a personalised care plan that ensures consistent, high-quality support
Personalised Home Care Packages
At Lumia Care, we believe that care should be as unique as you are. That’s why our Home Care Packages are provided on a Consumer Directed Care (CDC) basis, meaning you have the power to choose the services that suit your lifestyle and needs.
✔ Tailored care plans—so your support changes as your needs do
✔ No waiting or qualification periods—get the help you need right away
✔ Regular reviews and adjustments—to make sure your care remains effective and relevant
✔ Excellent value for money—because your funding should go toward services that truly benefit you
With Lumia Care, you’re always in control. Whether you need help once a week or daily support, we work with you to create a plan that enhances your well-being and keeps you living life on your terms.
Which Home Care Package Level Do You Need?
There are four levels of Home Care Packages, each designed to match different needs:
A Helping Hand
✔ Level 1 Funding: Approx. $10,588 per year
✔ Best for those who need a little extra support to maintain independence.
✔ Common services: Light cleaning, grocery shopping, occasional transport, and social support.
A Little More Support
✔ Level 2 Funding: Approx. $18,622 per year
✔ Ideal for those needing regular help to keep up with daily life.
✔ Common services: Personal care, home maintenance, meal preparation, and transport.
More Hands-On Help
✔ Level 3 Funding: Approx. $40,530 per year
✔ Designed for those with moderate care needs who require extra support.
✔ Common services: Regular personal care, nursing visits, mobility assistance, and allied health support (e.g., physiotherapy).
High-Level Care
✔ Level 4 Funding: Approx. $61,440 per year
✔ For those with complex health needs who need consistent, high-level care.
✔ Common services: Daily personal care, specialised nursing, dementia support, and home modifications.
*Government funding amounts change each year on 1 July.
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Frequently Asked Questions
Your Care, Your Way with Lumia Care
Finding the right support shouldn’t be stressful—that’s why we’re here to help. At Lumia Care, we make sure your Home Care Package works for you, giving you the flexibility to live life your way.
Need help understanding your options? Our friendly team is just a call away!
