What is a Level 3 Home Care Package?
If you or a loved one is finding it harder to manage at home, a Level 3 Home Care Package provides the extra support needed to maintain independence while ensuring safety and well-being.
Designed for those with moderate care needs, this package includes more frequent assistance with personal care, home maintenance, and medical support, so you can continue living at home with comfort and confidence. Whether it’s help with medication management, allied health support, or home nursing, this package ensures you have the right level of care to keep doing the things you love.

How to Access a Home Care Package Level 3 in Australia
Securing a Home Care Package requires an evaluation by the Aged Care Assessment Team (ACAT). Here’s how to secure a Home Care Package:

Assessment
Contact My Aged Care or your local provider to arrange an assessment by ACAT. This assessment will determine the level of care you require and your eligibility for a Home Care Package.

Approval
Upon meeting the criteria, you’ll receive confirmation outlining the level of care and services available to you.

Choosing a Provider
Following approval, select a home care provider. Post-approval, our team conducts a thorough assessment to grasp your preferences and requirements, ensuring the care plan is tailored exclusively for you.
What support Can I Access in Home Care Package Level 3?
A Level 3 Home Care Package offers a comprehensive range of support services tailored to meet the moderate to high care needs of older Australians. In contrast to Level 1 and Level 2 packages, Level 3 provides more extensive assistance across various aspects, including personal care, medical care, specialised equipment, social support, transportation assistance, and respite care. This heightened level of support enables individuals to receive more intensive care catering to individuals with complex health conditions and higher care requirements.
While Level 3 packages provide comprehensive support, they are generally less intensive compared to Level 4 Home Care Packages. Recipients may require regular assistance with daily tasks, health monitoring, and social engagement, but may not need the same level of clinical intervention as those with Level 4.

Cleaning
Regular household cleaning to maintain a safe environment

Personal Care
Assistance with showering, dressing, and mobility

Allied Health
Ongoing support from physiotherapists, occupational therapists, and other health professionals

Gardening and Home Maintenance
Mowing, pruning, outdoor maintenance, minor home modifications and safety checks

Social Activities
Help with community engagement, outings, and companionship

Shopping
Assistance with grocery shopping and errands

Meal Preparation
Cooking assistance and meal planning or deliveries

Home Nursing
In-home nursing visits for medication management and basic medical care

Transport
Assistance with travel to medical appointments, shops, and social gatherings
How Many Hours of Care Will I Receive?
A Level 3 Home Care Package typically provides around 8 hours of support per week, allowing for a higher level of assistance and more frequent care services.
How Much Funding is Available?
A Level 3 Home Care Package provides approximately $40,530 per year in government funding, giving you access to more frequent support with personal care, home maintenance, and medical assistance to help you stay safe and comfortable at home.
Government funding amounts are reviewed every year on 1 July, so your package allocation may change over time.

Understanding Home Care Package Costs
We know that when you need more support, the last thing you want to worry about is unexpected costs. While the government funds most of your Home Care Package, some people may be asked to contribute based on their income.
✔ If you earn above a certain threshold, you may be required to pay an income-tested care fee.
✔ Some providers take a large cut in fees, which means less of your budget goes towards actual care.
Need an estimate of your contribution? Use the My Aged Care Fee Estimator to check your potential costs.

How Can We Help?
At Lumia Care, we keep things simple and affordable. Our low fees mean more of your funding goes where it should—toward your care and well-being. Our Care Coordinators are here to help you navigate the costs and get the most value out of your package.